When your home is on the line it’s important to be able to focus clearly on the options you have to keep it, either by working with your lender or changing your cash flow situation. In a climate in which programs to assist you have emerged and changed quickly, it can be difficult to navigate the process on your own. BALANCE can help. This toolkit is designed to help you rationally analyze your situation, assess the possible outcomes, and use every resource available to remain in your home.